Every storm & hurricane damage we do, built to last.
Tampa Bay sits in one of the most active wind and hurricane corridors in the country, and every storm season puts local roofs to the test. Wind lifts shingles, flying debris punches through decking, and driving rain finds every weak seam. We provide storm damage roof repair in Tampa for homeowners across Hillsborough, Pinellas, Pasco, Sarasota, Manatee, and Polk counties, from a few missing shingles to full hurricane replacement. Our approach is honesty first. If a targeted repair is the right call, we will tell you, and if the damage justifies a replacement, we will show you why with photos. We are a licensed Florida roofing contractor, not a public adjuster, so on the insurance side we inspect, photograph, and provide an itemized estimate you submit to your carrier. You stay in control of the claim and your insurer makes the coverage decision under your policy.
Storm & Hurricane Damage in Tampa Bay: what homeowners should know
Storm damage in Tampa Bay is not one problem, it is several
When people picture storm damage, they think of a tree through the roof. That happens, but most of what we find after a Tampa Bay storm is quieter and more dangerous because it hides. Wind lifts and creases shingles so they no longer seal, hail bruises the mat and knocks off the granules that protect the asphalt, and driving rain works under flashing that was already loose. None of that looks dramatic from the driveway, but all of it lets water in.
Our coastal and inland counties also see different damage. On the Pinellas and coastal Manatee side, salt air accelerates corrosion on fasteners and flashing, so wind events expose weak points faster. Inland through Pasco and Polk, straight-line winds and hail do the heavy lifting. We inspect for all of it, not just the obvious hole.
The honest truth is that a lot of storm damage is gradual. A roof that survived the storm can still fail months later because the seal broke and the next rain finished the job. That is why a free inspection after a major storm is worth it even when nothing looks wrong from the ground.
Repair or replace: how we make the call honestly
This is where a lot of roofers lose homeowners, because the incentive is to sell the biggest job. We run it the other way. If your roof has good years left and the damage is isolated to a slope or a section, a targeted repair is usually the right answer and we will tell you so. If the roof is already aged, the damage is widespread, or repairs would not bring the system back to a sound condition, a replacement protects you better over the long run.
Florida's 25 percent rule often factors into that decision. In general terms, current code means that when more than 25 percent of a roof section is damaged or replaced within a 12-month window, that portion typically has to be brought up to current Florida Building Code rather than just patched. That can turn what looked like a small repair into a larger, code-compliant scope. We explain exactly how the rule applies to your roof so there are no surprises later.
Either way, you get photos and a plain-English recommendation. If you want to compare a full rebuild, our roof replacement page lays out the materials and process, and you can get a fast ballpark with an instant roof estimate.
The insurance side: what we do and what we do not
Let us be very clear, because this matters and a lot of contractors blur the line. We are a licensed Florida roofing contractor, license CCC1334243, not a public adjuster. We do not file your claim, we do not negotiate with your insurer, and we do not manage the claim process. Anyone who tells you they will handle your claim is offering something a roofer is not licensed to do.
What we do is the part we are licensed and qualified for. We inspect the roof, photograph every finding in detail, and build an itemized estimate grounded in real measurements and Florida code. You submit that documentation to your carrier. You stay in control of the claim, and your insurer makes the coverage decision under your policy. That is the honest, compliant way it works.
If you want a deeper walkthrough of exactly what we provide for a claim, see our insurance documentation support page. It explains the documentation package in detail without overstepping what a roofer can do.
Rebuilding for the next storm, not just patching this one
When a replacement is the right call, a storm is also an opportunity to put on a roof that handles the next one better. Impact-rated Class 4 shingle and metal roofing resist wind-driven debris and hail far better than standard three-tab, and many Florida insurers offer premium discounts for impact-rated systems. Over a roof's lifetime, those discounts can offset a meaningful chunk of the upgrade cost.
We install GAF Timberline HDZ, TAMKO Titan XT and Heritage, Owens Corning systems, standing seam and exposed-fastener metal, plus concrete and clay tile. Every system goes on to current Florida Building Code for your wind zone, with the product approvals to pass inspection. A new roof is also the right moment to handle a wind mitigation inspection, which documents the features that can lower your insurance premium.
We build for Tampa Bay specifically: relentless heat and UV, salt air on the coast, and a hurricane season that runs June through November every year. The goal is not just to fix this storm's damage. It is to make sure you are not back here after the next one.
What to do right after a storm hits your roof
First, stay safe. Do not climb onto a wet or damaged roof, and keep clear of any downed power lines or unstable debris. If water is coming inside, contain it with buckets and move valuables, then call us. For an active leak or an opened roof, our emergency roof repair gets you tarped and dried in fast so the interior damage stops getting worse.
Second, document from the ground. Take photos of any visible damage, fallen debris, and interior water as soon as it is safe. This is your record, and it pairs with the detailed roof documentation we provide once we can get up there safely.
Third, get a real inspection before you make decisions. After a named storm we triage by severity, leaks and open roofs first. We serve Hillsborough, Pinellas, Pasco, Sarasota, Manatee, and Polk, and you can reach us at (813) 388-9190. We will tell you honestly what your roof needs, document it thoroughly, and lay out repair, replacement, and financing options so you can move forward with a clear picture.
Good wind resistance when sealed and installed to code
Impact-rated Class 4 shingle (TAMKO Titan XT)
25 to 30 years
Excellent hail and debris resistance, often earns insurance discounts
Standing seam metal
40 to 50 years
Excellent wind uplift resistance, no exposed fasteners
Exposed-fastener metal (5V crimp, R-panel)
30 to 40 years
Very good performance, lower cost than standing seam
Concrete tile
40 to 50 years
Excellent durability, heavy and highly wind resistant when fastened to code
Clay tile
50 plus years
Excellent longevity and storm performance, premium investment
Flat and low-slope (TPO, EPDM, mod-bit)
20 to 30 years
Good when seams and drainage are sound, vulnerable to ponding
Lifespans are typical ranges for Tampa Bay conditions and depend on installation, maintenance, and storm exposure.
Storm repair and replacement cost guide (installed)
Material
Per square foot
Typical 2,000 to 2,400 sq ft roof
Architectural shingle
$4.50 to $5.50
$9,000 to $13,000
Impact-rated Class 4 shingle
$5.50 to $7.50
$11,000 to $18,000
Standing seam metal
$10.00 to $16.00
$20,000 to $38,000
Exposed-fastener metal
$8.50 to $11.00
$17,000 to $26,000
Concrete tile
$10.00 to $16.00
$20,000 to $38,000
Clay tile
$12.00 to $22.00
$24,000 to $53,000
Flat / low-slope (TPO, EPDM, mod-bit)
$6.00 to $10.00
$12,000 to $24,000
Add about $0.25 per sq ft for steep pitch or roof complexity and $0.50 per sq ft for each extra tear-off layer. Skylights are priced per item at the on-site inspection. Targeted storm repairs cost far less than a full replacement and are quoted on-site.
Diagnostic
Get a storm damage inspection if you notice
Not sure if this service is right for your situation? If any of these describe your roof, we should talk.
Missing, cracked, or lifted shingles after high wind
Granules collecting in gutters or at the base of downspouts
Dented metal, soft spots, or bruising on the roof surface from hail
New water stains on ceilings or walls after a storm
Debris impact, a fallen limb, or a visibly punctured roof
Loose or damaged flashing, ridge caps, or vents
Included
What every storm & hurricane damage job includes.
Honest repair-versus-replace guidance
We do not push a full replacement when a repair will do. We document the damage with photos and tell you straight whether a targeted fix or a new roof is the right call.
Documentation-only insurance support
We inspect, photograph every finding, and hand you an itemized estimate to submit to your carrier. You stay in control of your own claim. We are roofers, not public adjusters.
Hurricane-rated materials
We rebuild with impact-rated Class 4 shingle, GAF Timberline HDZ, TAMKO Titan XT, standing seam, or metal, all installed to current Florida Building Code for your wind zone.
Fast Tampa Bay response
After a named storm we triage by severity. For active leaks and open roofs, see our emergency roof repair so we can get you tarped and dried in fast.
Certified and trusted
GAF Certified and TAMKO Pro Gold Certified, BBB A plus rated, and 5.0 stars on Google. Family-run since 2022 with our name on every job. Our name is our promise.
Financing when the deductible stings
Storm work can land before you are ready. We offer GreenSky and Ygrene financing so repairs and replacements do not wait on cash flow.
Our process
How your storm & hurricane damage project actually goes.
01
Free storm damage inspection
We document the full roof with photos, including wind, hail, and debris damage. You get a clear written assessment within 24 hours, with no pressure and no obligation to file anything.
02
Repair-versus-replace recommendation
We tell you honestly whether a targeted repair or a full replacement is warranted, and we explain how Florida's 25 percent rule may apply to your roof so you understand your options.
03
Itemized estimate for your carrier
If you choose to file, we provide a photo-backed, itemized estimate you submit to your insurer. You stay in control of the claim and your carrier makes the coverage decision under your policy.
04
Repair or replacement to code
We rebuild with GAF, TAMKO, impact-rated, or metal systems installed to current Florida Building Code, then close out with a full magnetic nail sweep and your workmanship warranty in writing.
Our Work
Recent work from our crews
Real Tampa Bay roofs from recent Integrity Roofing jobs. Tap any photo to view it full size.
Reviews
Storm & Hurricane Damage customers say it best.
★★★★★
5.0on Google
Rated 5.0 on Google by verified Tampa Bay homeowners.
After receiving quotes for several roofing companies, I decided to go with a company other than Integrity Roofing of Florida. My decision was primarily based on the fact they were referred by a friend and offered a slightly lower cost. After six months, my roof was still not complete, and to make matters worse, my roof was leaking. I called Bettina at Integrity Roofing, and she determined that the company I had contracted with was not fully licensed and could not even pull a permit. I am so thankful to Bettina and the staff at Integrity Roofing. They took over the job, pulled the permit, and had the roof completed in a matter of days.
Sisi Molette
★★★★★
My roof suffered damage during Hurricane Milton. Multiple roofing companies came out and the quotes were outrageous. Some were even pressuring me to open a claim against my home insurance for the minor damage. I really enjoyed working with Integrity Roofing of Florida due to the exceptional customer care and great level of communication. They gave me a fair price and completed the work in a timely manner. Highly recommend them for your next home project.
Jacqueline Toledo
★★★★★
As a realtor in the Tampa Bay Area, I have had the opportunity to work with many roofing companies. However, I decided to use Integrity Roofing to replace my own roof as I have personally seen the quality work they have done for my clients. As picky as I tend to be, I was very happy and greatly satisfied with the end result. My roof looks beautiful. I will definitely continue to refer Bettina Savorelli and Mike Sheppard with Integrity Roofing to all of my clients.
Common questions
Storm & Hurricane Damage FAQs
How much does storm damage roof repair cost in Tampa?
It depends entirely on the extent of the damage. A small repair of missing shingles and flashing is far less than a full replacement. For new roofs in Tampa Bay, architectural shingle runs about 4.50 to 5.50 dollars per square foot installed and impact-rated Class 4 shingle runs about 5.50 to 7.50 dollars per square foot. The only honest way to price storm work is an on-site inspection, which is free.
Do you handle my insurance claim?
No. We are a licensed Florida roofing contractor, not a public adjuster, so we do not file, negotiate, or manage claims. What we do is inspect your roof, photograph every finding, and give you an itemized estimate you submit to your carrier. You stay in control of the claim and your insurer makes the coverage decision under your policy.
What is the Florida 25 percent rule?
It is a roofing provision in current Florida code that generally addresses how much of a roof can be repaired versus replaced. In broad terms, when more than 25 percent of a roof section is damaged or being redone within a 12-month period, the work generally has to bring that portion up to current code, which can mean a larger scope than a small patch. We explain how it may apply to your specific roof during the inspection.
Should I repair or replace my storm-damaged roof?
That depends on the age of the roof, the extent of the damage, and how the 25 percent rule applies. If the damage is isolated and the roof has years of life left, a repair often makes sense. If the damage is widespread or the roof is already near the end of its lifespan, a replacement is usually the smarter long-term call. We give you our honest read with photos so you can decide.
How fast can you get out after a hurricane?
We triage by severity after a named storm. Active leaks and open roofs come first, so if water is coming in, start with our emergency roof repair to get tarped and dried in. Full inspections and estimates follow as quickly as our schedule and safe conditions allow.
What roofing materials do you use for storm repairs?
We install GAF Timberline HDZ architectural shingle, TAMKO Titan XT and Heritage, Owens Corning systems, impact-rated Class 4 shingle, standing seam and exposed-fastener metal, concrete tile, and clay tile. For storm-prone areas, impact-rated shingle and metal hold up best against wind and debris.
Is the storm repair covered by a warranty?
Yes. Manufacturer material warranties range from roughly 20 to 50 years depending on the product, and we provide a workmanship warranty in writing on our labor. We install to manufacturer spec so your roof qualifies for the full coverage.
Can I finance storm damage repairs?
Yes. We offer GreenSky credit-based home improvement financing and Ygrene PACE financing, which is repaid through your property tax bill. Storm work often arrives before you are ready for it, so financing lets repairs or a replacement move forward without waiting on cash flow. See our financing page for details.
Do I need a permit for storm damage repair?
Most structural roof repairs and all replacements require a permit, and the requirements vary by county across Hillsborough, Pinellas, Pasco, Sarasota, Manatee, and Polk. As a licensed contractor we pull the proper permits and build to current Florida Building Code so the work passes inspection.
Does My Safe Florida Home apply to storm-damaged roofs?
The My Safe Florida Home program supports hardening your home against wind, and we support homeowners using it. Eligibility and grant details are set by the state program, but we can perform the qualifying roofing work and provide the documentation the program and your wind mitigation inspection require.
What if my roof is leaking right now?
Get safe first, contain water inside if you can, and call us. For an active leak or storm-opened roof, our emergency roof repair gets you tarped and dried in quickly to prevent more interior damage before we plan the permanent repair or replacement.
Will you tarp my roof while I wait for repairs?
Yes. Temporary tarping and dry-in are part of our emergency response. Stopping the water buys time to complete the inspection, document the damage, and schedule the permanent work without the leak getting worse.
How do you document damage for my insurance company?
We photograph the full roof, including close-ups of wind, hail, and debris damage, and compile it into a clear, itemized estimate. You submit that documentation to your carrier. We do not contact your insurer on your behalf or negotiate the claim, because that is the homeowner's role and the insurer's decision.
Do you serve my area for storm damage?
We serve the Greater Tampa Bay metro, including Hillsborough, Pinellas, Pasco, Sarasota, Manatee, and Polk counties. If you are in or near Tampa Bay and your roof took storm damage, give us a call at (813) 388-9190.
What does an impact-rated roof do for me in storm country?
Impact-rated Class 4 shingle and metal roofing resist hail and wind-driven debris far better than standard shingle, and many Florida insurers offer premium discounts for them. After a storm, upgrading during a replacement can mean a tougher roof and lower long-term insurance costs.
Serving all of Tampa Bay
Storm & Hurricane Damage across the Tampa Bay metro
We provide storm & hurricane damage across Hillsborough, Pinellas, Pasco, Sarasota, Manatee, and Polk counties. Find your city for local roof types, permit details, and recent work.
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