Detailed inspections, photos, measurements, and damage documentation you can use for your insurance claim. We can meet your adjuster on-site to walk the damage.
Every insurance documentation support we do, built to last.
When storm or age damages your roof, the hardest part of a roof insurance claim in Tampa is proving what actually failed. That is where we come in. We are licensed Florida roofers, not public adjusters, so we do one clear job: we inspect your roof, photograph every finding, and write a detailed, itemized estimate you can submit to your own insurance carrier. You stay in control of the claim, and your insurer makes the coverage decision under your policy. We serve homeowners across the Greater Tampa Bay metro, including Hillsborough, Pinellas, Pasco, Sarasota, Manatee, and Polk counties. Our honesty-first approach means we tell you straight whether you even have damage worth documenting, or whether a simple repair is the smarter call. No high-pressure sales, no inflated scope, just clear photo evidence and a roofer's measured estimate, in writing, that you own.
Insurance Documentation Support in Tampa Bay: what homeowners should know
Documentation only: what we do and what we never do
Let us be completely clear, because this matters. Integrity Roofing of Florida is a licensed Florida roofing contractor, license CCC1334243. We are not public adjusters. On a roof insurance claim in Tampa, our role is narrow and specific: we inspect your roof, we photograph every finding, and we write an itemized estimate that you submit to your carrier. That is the whole job.
What we do not do is just as important. We do not file your claim. We do not negotiate with your insurer. We do not handle, manage, or argue coverage. We cannot tell you what your policy will or will not pay. Those decisions belong to you and your insurance company, full stop. You stay in control of the claim from start to finish, and your insurer makes the coverage decision under the terms of your policy.
Why work this way? Because it is honest, and because it is the right lane for a roofer. We are experts on roofs, not on your insurance contract. By sticking to documentation, we give you something genuinely useful, a clear and accurate record of your roof's condition, without overstepping into territory that is not ours.
Why Tampa Bay roofs take damage worth documenting
Florida is hard on roofs in ways few other places are. Relentless heat and UV bake shingles and dry out sealant. On the Pinellas and coastal stretches, salt air corrodes fasteners and metal. And every single year, hurricane season puts the whole roof to the test with wind, wind-driven rain, and flying debris. Damage here is often real, and it is often not obvious from the ground.
That is the catch with a roof insurance claim in Tampa. Wind can lift and reseat shingles so they look fine from the driveway but no longer seal. Hail can bruise the mat under the granules without leaving an obvious hole. A displaced ridge cap or a hairline flashing failure can let water in for months before a ceiling stain finally appears. By the time you see the leak inside, the evidence on the roof may have been quietly building since the last named storm.
This is exactly why thorough documentation matters. We get up on the roof and into the attic, fly a drone across the full surface, and photograph the findings close up while they are still fresh. The goal is a complete picture of what actually happened, so nothing important is missed when you take the record to your carrier.
What our inspection and documentation actually includes
Every documentation visit starts with a licensed roofer, not a commissioned salesperson. We walk the full roof and inspect the covering, the flashing around penetrations, the valleys, the ridge, and any visible underlayment. We go into the attic where access allows to look for the underside of leaks, daylight, and moisture. We fly a drone over the entire roof to capture wide and detailed imagery, including areas that are unsafe to walk.
Then we organize it. You receive a written report with dated, labeled photos of every finding, along with an itemized estimate built on current Tampa Bay material and labor pricing. The estimate breaks the work down line by line, the same standard we use on a normal roof replacement quote, so your carrier can see precisely what is included and why.
This package is yours to keep and yours to submit. We are also glad to be on site when your adjuster comes out, to show them what we found and provide any additional photos or measurements they request. What we hand over is evidence and a roofer's measured estimate, never pressure and never an inflated scope.
Honest repair-vs-replace guidance, before you file anything
Not every roof problem belongs in an insurance claim, and we will tell you that to your face. Our taglines, Our Name is Our Promise and Quality You Can Trust, are not slogans we picked at random. They are how we operate. If your roof has a single cracked tile or a minor flashing issue that costs less than your deductible, filing a claim usually makes no sense, and we will say so.
On the other hand, if a storm has caused widespread damage, you deserve a complete record of it. Under current Florida Building Code, when a large enough portion of a roof section is damaged, the code generally requires that section to be brought up to current standards rather than simply patched. Sometimes called the 25 percent rule in casual terms, its exact application depends on your roof and local rules, which is one more reason to document the full extent of damage clearly rather than guessing.
Either way, you get a straight answer. We would genuinely rather steer you to a quick paid roof repair than talk you into a claim you do not need. That honesty is the whole point of working with a roofer who only documents and never has a stake in your claim's outcome.
If your claim is approved, we can do the work right
Documentation is where we start, but if your carrier approves a repair or replacement, you have a licensed, certified contractor ready to do the work. We are GAF Certified and TAMKO Pro Gold Certified, and we install to current Florida Building Code so the new roof is engineered for your wind zone and qualifies for full manufacturer warranties, roughly 20 to 50 years depending on the product.
We install the systems that make sense for Tampa Bay: GAF Timberline HDZ architectural shingle, TAMKO Titan XT and Heritage, Owens Corning systems, impact-rated Class 4 shingle that may earn additional insurance discounts, standing seam and exposed-fastener metal, and concrete and clay tile. Every job is photo-documented and backed by a workmanship warranty in writing. If your claim does not cover the full project, our financing options through GreenSky and Ygrene can bridge the gap.
Whether you need fast help after a storm or a calm second opinion, the first step is the same. Call (813) 388-9190 or request an instant roof estimate, and we will get a licensed roofer on your roof to document exactly where it stands. For active leaks, our emergency roof repair and storm and hurricane damage services can stabilize things while the claim moves forward, entirely on your terms.
Installed roofing cost by material, Tampa Bay
Roofing material
Installed price per sq ft
Typical 2,000-2,400 sq ft roof
Architectural shingle
$4.50 - $5.50
$9,000 - $13,000
Impact-rated Class 4 shingle
$5.50 - $7.50
$11,000 - $18,000
Standing seam metal
$10.00 - $16.00
$20,000 - $38,000
Exposed-fastener metal
$8.50 - $11.00
$17,000 - $26,000
Concrete tile
$10.00 - $16.00
$20,000 - $38,000
Clay tile
$12.00 - $22.00
$24,000 - $53,000
Flat / low-slope (TPO, EPDM, mod-bit)
$6.00 - $10.00
$12,000 - $24,000
Estimates we document use current Tampa Bay pricing like the ranges above. Add roughly $0.25 per sq ft for steep pitch or roof complexity and $0.50 per sq ft per extra tear-off layer. Skylights are priced per item at the on-site inspection. Your final, itemized estimate is built from the actual measurements and findings on your roof.
Diagnostic
Documentation support may help if
Not sure if this service is right for your situation? If any of these describe your roof, we should talk.
A named storm, hail, or high wind has passed and you suspect roof damage
You have interior ceiling stains or an active leak after a Tampa Bay storm
Your carrier is asking for a roofer's estimate or photo documentation
You see missing, cracked, or lifted shingles, tiles, or displaced metal panels
An adjuster has inspected and you want an independent roofer's documented record
You are unsure whether the damage is worth a claim or just a paid repair
Included
What every insurance documentation support job includes.
A real roofer's inspection
A licensed Florida roofer walks the roof and attic, not a salesperson. We document what failed, the way it failed, and where, so the record reflects an expert's eyes.
Photo evidence of everything
Drone imagery plus close-up photos of every finding, dated and organized. The same documentation standard we apply to every job, built so your carrier can see exactly what we saw.
An itemized estimate you submit
We write a clear, line-by-line estimate using current Tampa Bay material and labor pricing. You hand it to your carrier. We never file, negotiate, or manage the claim for you.
Honest repair-vs-replace guidance
We tell you straight whether the damage warrants a claim, a paid repair, or nothing at all. Our name is our promise, and we will not manufacture a problem to sell a roof.
GAF and TAMKO certified work
If your claim leads to a replacement, we are GAF Certified and TAMKO Pro Gold Certified, installing GAF Timberline HDZ, TAMKO Titan XT, and impact-rated Class 4 shingle to spec for full warranties.
Clear communication throughout
We answer the phone and explain each finding in plain language. You always know what your roof looks like up top and what the documentation says, before you ever talk to your insurer.
Our process
How your insurance documentation support project actually goes.
01
Schedule the inspection
Call (813) 388-9190 or book online and we set a visit. We respond same-day or next-day during our hours, Mon-Fri 9-7 and Sat 9-2, across the Tampa Bay metro counties we serve.
02
On-site inspection and photos
A licensed roofer walks the roof and attic and flies a drone over the full surface, documenting covering, flashing, penetrations, and storm damage with close-up photos of every finding, organized and dated.
03
Itemized written estimate
You receive a clear, line-by-line estimate based on current Tampa Bay pricing, with the photo documentation attached. Turnaround is typically 24 to 48 hours after the inspection. The record is yours.
04
You submit to your carrier
You give the documentation and estimate to your own insurance company. You file and manage the claim, your insurer decides coverage under your policy, and we are happy to provide any photos they request.
Our Work
Recent work from our crews
Real Tampa Bay roofs from recent Integrity Roofing jobs. Tap any photo to view it full size.
Reviews
Insurance Documentation Support customers say it best.
★★★★★
5.0on Google
Rated 5.0 on Google by verified Tampa Bay homeowners.
After receiving quotes for several roofing companies, I decided to go with a company other than Integrity Roofing of Florida. My decision was primarily based on the fact they were referred by a friend and offered a slightly lower cost. After six months, my roof was still not complete, and to make matters worse, my roof was leaking. I called Bettina at Integrity Roofing, and she determined that the company I had contracted with was not fully licensed and could not even pull a permit. I am so thankful to Bettina and the staff at Integrity Roofing. They took over the job, pulled the permit, and had the roof completed in a matter of days.
Sisi Molette
★★★★★
My roof suffered damage during Hurricane Milton. Multiple roofing companies came out and the quotes were outrageous. Some were even pressuring me to open a claim against my home insurance for the minor damage. I really enjoyed working with Integrity Roofing of Florida due to the exceptional customer care and great level of communication. They gave me a fair price and completed the work in a timely manner. Highly recommend them for your next home project.
Jacqueline Toledo
★★★★★
As a realtor in the Tampa Bay Area, I have had the opportunity to work with many roofing companies. However, I decided to use Integrity Roofing to replace my own roof as I have personally seen the quality work they have done for my clients. As picky as I tend to be, I was very happy and greatly satisfied with the end result. My roof looks beautiful. I will definitely continue to refer Bettina Savorelli and Mike Sheppard with Integrity Roofing to all of my clients.
Common questions
Insurance Documentation Support FAQs
Do you handle or file my roof insurance claim?
No. We are licensed Florida roofers, not public adjusters. We inspect your roof, photograph every finding, and provide an itemized estimate you submit to your own carrier. You file and manage the claim, and your insurer makes the coverage decision under your policy. We do not file, negotiate, or handle claims, and we cannot tell you what your policy covers. We are happy to give your insurer any photos or detail they ask for.
What does roof insurance documentation support cost?
The inspection and documentation are part of how we work, and we will give you a clear price up front before anything begins. If the documentation leads to a repair or replacement, that work is quoted separately and itemized line by line. We never charge for inflated scope, and we will tell you honestly if there is no real damage to document.
How long does the documentation take?
The on-site inspection usually takes about an hour, depending on roof size and access. Your written, photo-documented report and itemized estimate are typically delivered within 24 to 48 hours, so you have everything you need to submit to your carrier without delay.
What is the difference between you and a public adjuster?
A public adjuster represents you in the claim itself and negotiates with your insurer. We do not do that and are not licensed to. We are roofing contractors. Our role is limited to inspecting the roof, documenting the damage with photos, and providing an itemized repair or replacement estimate. The claim stays entirely between you and your insurance company.
Can you talk to my insurance adjuster?
We can meet the adjuster at the property and show them what we found on the roof, and we can provide any photos or measurements they request. What we will not do is negotiate the claim or argue coverage. That is between you and your insurer. Our job is to make sure the physical condition of the roof is clearly and accurately documented.
Will documenting my roof guarantee my claim gets approved?
No. We cannot promise any outcome. Whether a claim is covered, and for how much, is entirely your insurer's decision under your specific policy. Good documentation simply gives you a complete, accurate, photo-backed record of the roof's actual condition so nothing important goes unseen. The decision always rests with your carrier.
What kind of roof damage do you document?
Storm and hurricane wind damage, hail bruising, missing or lifted shingles and tiles, displaced metal panels, flashing failures, and the resulting interior leaks and ceiling stains. We document the roof covering, the underlayment where visible, penetrations, and the attic side, all with dated close-up and drone photos.
What happens if the damage is not worth a claim?
We will tell you. Sometimes a roof has a single cracked shingle or a minor flashing issue that costs less than the deductible to fix outright. Filing a claim in that case rarely makes sense. Our honesty-first approach means we would rather point you to a simple repair than push you toward a claim you do not need.
If my claim is approved, can you do the actual roof work?
Yes. If your carrier approves a repair or replacement, we are a licensed, GAF Certified and TAMKO Pro Gold Certified contractor who can do the work to current Florida Building Code. We install GAF Timberline HDZ, TAMKO Titan XT, impact-rated Class 4 shingle, metal, and tile. See our roof replacement and roof repairs pages for detail.
Do you offer financing if my claim does not cover everything?
Yes. If there is a gap between what your carrier covers and the full project, or you have a deductible to manage, we offer financing through GreenSky credit-based home improvement financing and Ygrene PACE financing repaid through your property tax bill. Visit our financing page to see the options.
What is the 25 percent rule in Florida?
Florida code generally addresses how much of a roof can be repaired versus replaced. As a general guideline, when a significant portion of a roof section is damaged, current Florida Building Code may require bringing that section up to current standards rather than patching it. The exact application depends on your roof and local rules, which is why we document the full extent of damage clearly.
Do I need a permit for the roof work after a claim?
Most roof replacements and significant repairs in Tampa Bay require a permit, and permitting varies by county across Hillsborough, Pinellas, Pasco, Sarasota, Manatee, and Polk. If your claim leads to roofing work, we pull the required permits and build to current Florida Building Code so the job passes inspection.
Can a wind mitigation inspection help with my insurance too?
Yes, but it is a separate service. A wind mitigation inspection documents your roof's wind-resistant features on the state OIR-B1-1802 form, which many Florida carriers use for premium discounts. That is about your premium, not a damage claim. See our wind mitigation inspections page for that service.
What areas do you serve for insurance documentation?
The Greater Tampa Bay metro, including Hillsborough, Pinellas, Pasco, Sarasota, Manatee, and Polk counties. We are a family-run, licensed Florida roofing contractor, license CCC1334243, BBB A+ rated and 5.0 on Google, founded in 2022 and based here in Tampa Bay.
Is there a deadline to document storm damage?
Florida policies have their own claim deadlines, so check your policy and contact your carrier promptly after a storm. From a roofing standpoint, the sooner we document the damage, the cleaner the record, before weather, temporary repairs, or further wear change what the roof looks like. We document the roof as it stands and date everything.
Serving all of Tampa Bay
Insurance Documentation Support across the Tampa Bay metro
We provide insurance documentation support across Hillsborough, Pinellas, Pasco, Sarasota, Manatee, and Polk counties. Find your city for local roof types, permit details, and recent work.
We use cookies to run this site and understand how it's used. No cookies are required to request an estimate or schedule an inspection. See our Privacy Policy for details.
